Middle & High School Financial Literacy Courses • Real-World Money Skills • Independence for Life
Give Your Child the Financial Skills School Doesn’t Teach
From budgeting and saving to credit, investing, and real-life financial decisions, our courses give teens the confidence and practical skills they need to build a secure financial future.
Why Financial Literacy Matters
Money Decisions Start Sooner Than You Think
Teens start making real money choices long before they're adults — first paychecks, debit cards, online shopping, and even college loans. But most of them are making these decisions without any real financial education.
Did You Know?
Early Earnings, No Guidance
Many teens will earn thousands of dollars from part-time jobs before they graduate high school — with no guidance on how to save, spend, or budget it.
Early Credit Choices Matter
A single mistake with credit or loans can follow a young adult for years, affecting everything from apartment applications to car payments.
The Education Gap
Most students are never taught how paychecks, taxes, interest, or investing actually work — they're expected to "figure it out" on their own.
Without Money Skills, Teens Often…
Feel Overwhelmed by Money
Unsure how to budget, track spending, or set savings goals in a way that feels simple and doable.
Make Costly Mistakes
Overspending, overdraft fees, high-interest debt, or falling for scams that are designed to target young people.
Avoid Money Decisions Altogether
Because money feels confusing or stressful, they delay important choices instead of learning how to navigate them.
How APRISE Changes the Story
Money Feels Understandable and Manageable
Students learn clear, step-by-step methods for budgeting, saving, and planning so they know exactly what to do with their money.
They Make Choices With Confidence
From everyday spending to long-term goals, students learn to weigh options, think ahead, and avoid common financial pitfalls.
They Build Habits for a Secure Future
Instead of reacting in the moment, students start building healthy financial habits that support their independence for life.
What Makes APRISE Financial Literacy Different?
Your teen won’t just learn definitions — they’ll learn how to think clearly about money, practice real-world decisions, and build habits that support independence for life.
Built by decision-science educators
Our curriculum is designed using research-based principles from economics, data analysis, and decision science — so every lesson connects to what teens actually face in life.
Practical Skills, Taught by Experts
Lessons are grounded in real financial planning and decision-making, so students learn what matters most — not just what’s on a test.
Built for Middle & High School Students
Age-appropriate teaching meets teens where they are and prepares them for real responsibilities like jobs, college costs, and credit decisions.
Hands-On, Real-World Learning
Students practice with budgets, paychecks, loan terms, and investing examples so the skills feel natural in real life.
Clear, Judgment-Free Teaching
We simplify what feels confusing and encourage questions so teens build confidence, not anxiety, around money.
A Future-Ready Mindset
Teens learn how to plan ahead, evaluate risk, and make informed choices — habits that support lifelong independence.
Financial Literacy Courses
In the Money Skills Foundations for Middle School Students (6-8), students are introduced to essential financial literacy concepts that will empower them to make informed financial decisions. The program provides interactive lessons on budgeting, saving, and understanding the value of money, helping students develop responsible financial habits at an early age.