Middle & High School Financial Literacy Courses • Real-World Money Skills • Independence for Life
Give Your Child the Financial Skills School Doesn’t Teach
From budgeting and saving to credit, investing, and real-life financial decisions, our courses give teens the confidence and practical skills they need to build a secure financial future.
Why Financial Literacy Matters
Money Decisions Start Sooner Than You Think
Teens start making real money choices long before they're adults — first paychecks, debit cards, online shopping, and even college loans. But most of them are making these decisions without any real financial education.
Without Money Skills, Teens Often...
Feel Overwhelmed by Money
Unsure how to budget, track spending, or set savings goals in a way that feels simple and doable.
Make Costly Mistakes
Overspending, overdraft fees, high-interest debt, or falling for scams that are designed to target young people.
Avoid Money Decisions Altogether
Because money feels confusing or stressful, they delay important choices instead of learning how to navigate them.
Why Parents Trust APRISE for Financial Literacy
A modern financial literacy program doesn’t just cover the right topics — it’s taught by the right people, in the right way. Here’s what sets our program apart.
15+ Years Combined Teaching Experience
Every APRISE class is led by educators with deep classroom experience. We know how to meet students where they are — and how to make financial concepts genuinely click.
Teaching the Thinking, Not Just the Math
Our curriculum draws on economics, data analysis, and behavioral science to teach the psychology behind smart money choices. Students learn to reason through real financial decisions — and spot the thinking traps that lead to costly mistakes.
Simulations, Case Studies, and Projects
Students learn through interactive activities that mirror the real-life situations they’ll face. Live discussion, practical problem-solving, and hands-on scenarios turn knowledge into instinct.
Clear Teaching, Every Question Welcome
Money is personal, so our classrooms are honest, respectful, and free of pressure. Students build confidence — not anxiety — around money. There are no wrong questions, only better understanding.
A Future-Ready Financial Mindset
Teens learn how to evaluate risk vs reward, build a budget that actually works, and make informed choices — the habits that support long-term independence, college success, and adult life.
What Your Child Will Learn
Our financial literacy programs build a complete foundation — from everyday money habits to the basics of running a business. Each course covers a focused set of skills, tailored to the student’s grade.
Money Basics
- Budgeting with real income and expenses
- Saving habits that actually stick
- Smart spending decisions as a teen
- Setting short- and long-term money goals
Credit & Borrowing
- How credit really works (and how it can hurt)
- Debt types: student loans, credit cards, car loans
- Credit scores & why they matter
- Avoiding high-interest traps
Investing & Wealth Building
- Compound interest & why time matters more than amount
- Stocks, bonds & ETFs explained simply
- Risk vs. reward and why diversification works
- Starter accounts: Custodial and Roth IRA, 529 plans and brokerage
- Workplace & advanced accounts: 401(k), IRA, HSA & I-Bonds
Business & Accounting
- Accounting fundamentals for non-accountants
- Bookkeeping basics every student should know
- Reading & interpreting financial reports
- How real businesses track their money
Entrepreneurship & Growth
- Startup & side-hustle finance basics
- Pricing a product or service
- Marketing & finding your first customers
- Building a simple business plan
Taxes, Insurance & Financial Independence
- How income tax works (W-2, paycheck deductions, brackets)
- Insurance basics: health, auto, renters & life — what each covers
- Reading paychecks, contracts & financial paperwork
- Emergency funds & the path to financial independence
Flexible Pricing for Financial Literacy Courses
One course, one price — regardless of grade level. Pay monthly or pay in full and save. Every program includes live instruction, small classes, and flexible 30-day cancellation.
Pay Monthly
Spread tuition across the term.
3 monthly payments · $705 total
- Full 3-month term (~26 hours of instruction)
- 2 live classes per week · 1 hour each
- Small, interactive class sizes
- 30-day cancellation policy
Pay in Full
One payment, one price.
One-time payment · $55 less than monthly
- Everything in monthly — at the best rate
- Locks in your seat immediately
- Prorated tuition — sign up mid-term, leave early, refund covers unused months
What Parents & Students Say
My daughter now understands the difference between needs and wants. She has already started saving for college!
APRISE made learning about money actually fun. I never thought I would say that about a finance class.
The curriculum is exactly what’s missing from schools. My son is more financially aware than most adults I know.
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Students who complete our courses report feeling significantly more confident about their financial futures.
Financial Literacy Courses
In the Money Skills Foundations for Middle School Students (6-8), students are introduced to essential financial literacy concepts that will empower them to make informed financial decisions. The program provides interactive lessons on budgeting, saving, and understanding the value of money, helping students develop responsible financial habits at an early age.